Buying every lottery ticket combination in the world would cost you about $303 million. And if you never win, the prize money carries over to the next drawing. But if you win a lottery jackpot of $500 million, you’d still need to spend about $197 million to make a profit. And if you were to buy 3 tickets every minute, you’d need 192 years to finish the job. But the odds of winning a lottery jackpot are not nearly as low as you might think.

Before you cash in your lottery jackpot, consider your plan for the money. You may be overwhelmed by the news, or you might feel a sense of betrayal by family or friends. A therapist may be able to help you deal with these emotions and find a way to deal with them. Next, assemble your financial dream team. You’ll need to hire a variety of professionals to handle large sums of money, from estate-planning lawyers to certified public accountants to private bankers. You’ll also need to seek the advice of an insurance expert.

After you’ve accumulated a lottery jackpot, you’ll want to think about what to do with it. One way to use your wealth is to donate it to worthy causes. You may get many requests from organizations and charities. While many of these organizations may be legitimate, others may not be. You can also consider deducting your lottery winnings by making a donation to a charity. This can be a smart way to invest your winnings, especially if you’re not a tax-paying citizen.